Roth Ira Contribution Income Limits 2024 Married. For 2024, roth ira contributions are not allowed for single filers with a modified adjusted gross income (magi) of $161,000 or more or married couples. 2024 roth ira income limits.
If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing jointly, your magi. If you’re a single filer,.